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IREDA- Financing Energy Efficiency Projects
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 IREDA: FINANCING ENERGY EFFICIENCY PROJECTS
By Dr. V Bakthavatsalam, Managing Director, IREDA

INTRODUCTION INDIAN ENERGY SCENARIO

In India, the energy demand is growing at the rate of 9% per annum due to the increasing rate of industrialisation, urbanisation and agricultural activity. At present there is energy and peak demand shortage of about 8 per cent and 19 per cent respectively. Against the planned capacity addition of 30,000 MW during the 8th Plan Period, the actual capacity addition was a dismal 19,000 MW. Investment in power sector needs to be accelerated to avoid the infliction of incalculable costs on the economy.
 
The 14th Electric Power Survey by the Central Electricity Authority (CEA) of India, projected that an annual capacity growth rate of 9% is required to meet the annual demand growth of 7.5% for the decade 1996-2006, to provide the required levels of reliability in power supply. The total investment to meet this requirement is expected to be US $ 175 billion at fixed prices.
Some of the options available for reducing this investment are:

  • Removal of current inefficiencies in generation, transmission, distribution and utilisation
  • Improving the capacity utilisation
  • Exploring the options of using cheaper forms of energy
  • Practising and implementing Energy Efficiency schemes
  • It is estimated that the required capacity addition can be reduced by almost 25% by improving energy conservation measures and through demand side management, and thereby enable a reduction in the capital investment to US $ 140 billion. The total investment requirements are envisaged to be shared by both the public and the private sector with their respective shares projected as US $ 58 billion and 82 billion.
The challenges faced by India in the management and development of the power sector is multi-dimensional and they stem fundamentally from the following:
  • Increase in demand for energy due to rapid industrialisation and growing population
  • Constraint of financial resources for enhancing this infrastructure facility
  • Limited reserves of coal and fossil fuels and consequent burden on foreign exchange due to increasing imports
  • In response to these challenges, the energy policy that was evolved focuses on
  • Rapid development of all forms of energy, both conventional and non-conventional
  • Promoting energy conservation and efficient management of demand
  • Environment conservation and sustainable development
  • Development of decentralised energy systems based on renewable sources especially for use in rural areas.
ENERGY EFFICIENCY
INVESTMENTS
Numerous studies in the past by several GOI agencies, public and private bodies, the World Bank and bilateral donors have referred to the large scope and potential for energy efficiency in the Indian economy. These investigations have pointed to the high intensity of energy usage in relation to the growth in GNP. The energy intensity is high by international standards and even in comparison to several developing countries. Indian industry on the average require 50.75% more energy per unit production in the manufacture of steel, aluminium, cement, paper and chemicals than their foreign counterparts. Recognising this, over the past several years the GoI has initiated a number of programmes and measures devoted to promoting energy efficiency. However, several barriers remain. Inefficient pricing and a variety of market and non-market barriers have resulted in highly inefficient end-use of electricity and thermal energy. Among other critical barriers, the specific issue of lack of financing for energy efficiency and the delivery of cost-effective energy efficiency services appear to be dominant factors.
On the demand-side, inefficient pricing and a variety of market and non-market barriers to energy efficiency have resulted in the highly inefficient end-use o electricity and thermal energy. This inefficiency exacerbates the energy shortage situation. While reforms in energy pricing being contemplated by reforming state power sectors will support increased investments in energy efficiency, many consumers already pay market-based prices yet under-invest in energy efficiency. Industrial and commercial sector customers, for example, pay electricity prices that are close to, if not higher than, long run marginal costs. Non-price barriers to energy efficiency persist and bar cost-effective investments in energy efficiency. As supply-side institutional and price reforms proceed, parallel action to overcome the non-price barriers to demand side management is needed. 

There are a number of barriers to energy efficiency corporate investments. These include

  • The high relative cost and risk of developing and investing in small projects among a diversity of end-users,
  • The lack of implementation experience among state holders (end-users, vendors, financial institutions, ESCOs, etc.) with energy efficiency technologies and financial mechanisms,
  • The poor credit or unfamiliar risk profile of clients in important market segments (such as SEBs, Municipalities, rural consumers and small/medium scale industries), and
  • The lack of medium term loan and leasing facilities.
The Government is pursuing a long-term strategy to disseminate information to end users on opportunities and technologies for energy efficiency improvements. The strategy has focused on energy audits and information dissemination programmes in the industrial sector operated by public sector institutions such as the National Productivity Council, the Petroleum Conservation Research Association, the Industrial Development Bank of India (IDBI) and the Energy Management Centre of the Ministry of Power.
More recently, the Government introduced tax incentives for energy efficiency investments, most notably a 100% depreciation allowance for certain categories of energy-saving equipment. It has also provided limited financing for energy efficiency investments in the industrial sector through IDBI. In the Ninth Plan the GOI plans to allocate Rs. 132 crores (US $37.2 million) towards a national energy efficiency programme aimed at strengthening policy formulation, training and development of energy efficiency auditing services at the central and state levels.

In view of the successful role IREDA has played in advancing renewable energy projects and the synergism between its renewable energy activities and energy efficiency projects, the World Bank has expressed its desire to collaborate with IREDA in developing and financing energy efficiency in the country. Following are some of the key attributes justifying IREDA’s role in this new endeavour. 

IREDA/WORLD BANK: ENERGY EFFICIENCY/DSM PROJECT

Energy efficiency through substitution and saving of conventional energy resources by renewable energy has been a key result of IREDA’s programmes in India. In view of IREDA’s record in developing and financing renewable energy projects, the World Bank (WB) has expressed interest in a collaborative programme aimed at fostering cost-effective energy efficiency investment in the country. The proposed project is follow-up Bank lending operation with IREDA to expand the small hydro programme and, in addition will include a new initiative to promote and finance the delivery of energy efficiency services and equipment, implementation of Demand Side Management (DSM) schemes and development of energy services companies (ESCOs).
ROLE OF IREDA IN PROMOTING AND FINANCING ENERGY EFFICIENCY
There is a close synergism between IREDA’s renewable energy activities and the proposed DSM/energy efficiency-financing programme. Some of the areas of commonality and congruence between the two are:
 In promoting renewable energy technologies, IREDA is in effect also furthering energy efficiency among its customers, specifically end-users. For instance biomass grassfire use has the effect of promoting the substitution of scarce and costly petroleum fuels by chapter and more abundantly available biomass fuels.
 IREDA’s bio-mass cogeneration projects merit mention both as an energy efficiency measure and DSM strategy through reduction of facility primary energy use and through augmenting peak power availability.

IREDA’s programmes for financing the leasing of solar photovoltaic devices (such as lanterns) has important parallels with programmes for financing and delivering energy efficiency products.

IREDA’s experience with end-users who purchase and install wind mills and solar heating equipment can be extended to also cover a wise array of end-use efficiency technologies, products and systems.

Last, but not the least, IREDA’s documented success in developing technical, financial and contractual arrangements for sale of power to SEBs from sugar co-generation or wind farm facilities has important implications for the promotion and implementation of utility-driven DSM programmes in the country.

Furthermore, IREDA’s develo- pment focus and dedicated attention to renewable energy financing makes it a possible candidate to likewise promote energy efficiency among its clients. From a developmental financing point of view the following appear to be salient:
 

  • The ability to offer mixed credits
  • Experience in working with equipment vendors, leasing companies and utilities
  • Experience in dealing with small loans and a variety of entrepreneurs in the small, medium and rural/cottage sectors
  • Experience in working with major energy end users
  • Area for DSM/energy efficiency investment
  • DSM investment to promote load management and end-use efficiency in major industrial estates in the country
  • Energy efficiency equipment financing such as efficiency motors, lighting equipment and chillers
  • Operator lease financing of capacitors in LT industry and rural networks
  • Energy management systems and controls as an aid to in-plant loan management; process efficiency technologies and controls
  • Electrical energy substitution technologies such as steam drives, thermal heating and waste heat energy recovery
  • Commercialisation of efficient electrical end-use devices and systems
  • Agricultural and Industrial utility-driven DSM programmes
  • Industrial cogeneration in sugar and process industry
  • Promotion and financing of Energy Service Companies
  • Co-financing DSM investments in reforming SEBs
  • Energy Efficiency Project Components
PROJECT DEVELOPMENT OBJECTIVES
The project development objective of the energy efficiency component is to foster energy efficiency and demand side management investments that register productivity gains from energy savings and reduced power shortages. Achievement of the objective would be measured by efficiency gains among participating energy end-users and by the volume of energy efficiency financing activities that take place following the project's conclusion.
PROJECT COMPONENTS
The Energy Efficiency/DSM component of the project will finance investments associated with:
  • design, development and implementation of integrated energy management services operated by ESCOs and end-users on a performance guarantee basis
  • purchase and installation of energy efficiency and/or loan management devices and systems
  • production of energy efficiency equipment; and
  • end-user participation in SEB and other utility-sponsored DSM programmes.
Sub-borrowers will include energy service companies (ESCOs), energy end-users, equipment manufacturers and vendors, reforming state electricity board (SEBs) and private electric utilities.
ESCOs will borrow funds to finance energy efficiency and loan management projects that they have developed for implementation on a performance guarantee basis. Energy end-users will borrow funds to finance the purchase and installation of energy-efficiency or loan management equipment or the retrofit of existing facilities. Equipment manufacturers and vendors will borrow funds to finance the manufacture-supply of energy-efficient and load management equipment to energy end-users, using vendor financing such as deferred payment schedules or lease mechanisms. Reforming (DSM) programmes and demonstration projects. These utilities will repay the loans using increased revenues from transfer of energy savings from low-tariff to high-tariff customers. 

A number of investment funds will also be established to finance operation of energy efficiency schemes. A Technical Assistance component is proposed to strengthen IREDA’s capacity to apprise and support energy efficiency projects as well as provide training and technical assistance of energy conservation and DSM in the country. Co-financing through a Global Environmental Facility (GEF) grant is proposed to be sought. 

ILLUSTRATIVE SUBPROJECT PIPELINE

IREDA had organised an international workshop on Energy Efficiency Project Development and Financing with the assistance of the World Bank and US-AID. Over 100 professionals from all over the country attended the workshop. The objective of the workshop was to present the participants from IREDA and other key private sector stage holders, various financing models and processes involved in the design, development and appraisal of energy efficiency and loan management investments.
The participants at the workshop (including end-users, manufacturers, ESCOs, leasing firms and senior Government of India Officials) endorsed IREDA’s proposed plan to finance energy efficiency in the country and supported the proposed World Bank initiative in the proposed programme.

Based on the feedback provided by the participants, IREDA then entered into informal consultation and correspondence with likely borrowers and investors including end-users who could avail of the proposed Bank line of credit (LoC). 

CONCLUSION

The experience gained by IREDA during the last decade by financing projects for new and renewable sources of energy now enables us to march ahead and finance energy efficiency projects as well. This is the natural consequence of the numerous initiatives in the seacrh for solutions to the energy crisis facing the country. IREDA invites the whole-hearted cooperation and participation of entrepreneurs and industries in the delivery of “Renewable Energy” to the nation.
IREDA- Financing Energy Efficiency Projects
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